Is online shopping safe?
Online shopping is generally safe. Security measures have improved considerably since the early days of the Internet, where a lack of encryption and security regulations made Internet shopping risky.
In 2002, a set of ecommerce regulations came into force in the UK that offered greater safety to online consumers. These regulations apply to any online retailer of any size and require the disclosure of various details, including the name of the service provider, the address of the provider, contact details of the business, a registration number, and VAT number. However, there are still some risks.
The risks for online shoppers out there, with fraudulent websites and data leaks remaining a persistent problem. Online consumers are more at risk of accidentally buying fakes or replicas online due to trusting a photograph rather than inspecting the item in real life. Purchasing items that don’t match the description, or goods that are damaged or unsuitable, is also a risk when it comes to making online purchases.
If you are browsing the web using an unsecured Internet connection, such as a free Wi-Fi hotspot in a public place, then try to avoid making any online purchases. Public Wi-Fi is more vulnerable to attack by hackers or malicious software and could put you at an increased risk of fraud, so try to save any retail therapy for a night in.
How to tell if a website is safe?
There are many clues to identify whether a website is safe before making a purchase. Below are the features to be aware of when performing due diligence on ecommerce websites:
Check for a privacy statement
Look out for a privacy statement on any website you are planning to make a purchase from. A privacy statement detailing how the business collects, uses, and protects sensitive financial information should be readily available from any retailer – so if you’re struggling to find one, this could be a bad sign.
Look for an address and phone number
Legitimate retailers almost always have a contact number and physical address visible in the header or footer of the website. If you have any reservations about the legitimacy of a website, copy and paste the address into a search engine to see if the given location is accurate. This is a good indication of a legitimate website, as unreliable sellers will often be online only to avoid detection, or use a fake address.
Does the website accept credit cards?
Credit cards are the safest method of making online purchases, as it’s easier for credit card companies to refund any money lost due to fraud. Websites that don’t accept credit cards should raise a red flag, as it’s often more difficult for fraudulent websites to become certified by credit card companies.
Try to use trusted retailers
If possible, try to buy from retailers you have heard of, especially those with a reputation for customer service. If you’re looking for a specialist item that is only available on an independent website, be as diligent as possible before handing over any financial information.
Frequent spelling or grammatical errors in the product descriptions or website copy can be a good indication as to the quality of a website. Websites that appear to be written in broken English should be avoided, as well as websites that don’t include unique photographs of the product, the ability to leave reviews, or an advertised returns policy.
Be suspicious of deals that are “too good to be true”
The adage that if something seems too good to be true, then it probably is, rings true when it comes to ecommerce safety. Be cautious of any website that appears to be selling well-known brands or designer items for considerably less than the retail price. If you discover a website that stocks popular items for very low prices, there’s a risk you’re handing over money for fakes or replicas.
Common sense is usually enough to avoid being misled by these pitfalls. We’d also recommend searching for the same item at different retailers to give you an impression of the average price.
Look for a certificate of authentication
Legitimate ecommerce websites will often have a “trust mark” on the footer, header, or checkout pages on the website. These marks are accreditations from Internet security bodies (such as Norton, McAfee, TRUSTe, Trustwave), and should give an indication that this website is trustworthy.
Some fraudulent websites may attempt to deceive users by including similar trust marks on their website. To ensure the logos are legitimate, try clicking on them – if the trust symbols are authentic, you should be taken to another website that explains the accreditation and what it means.
Check for an SSL Certificate
An SSL Certificate is also a good indicator of trust and legitimacy on a website. There are two easy methods of determining whether a website has SSL certification. Firstly, an icon of a locked padlock should be present in the URL bar at the top of your web browser. Another method of identifying a website with an SSL Certification is the domain name:
- Secure websites begin with: https://
- Unsecured websites begin with: http://
What is an SSL Certificate?
An SSL (secure sockets layer) is an encryption method that all online retailers who deal with credit or debit card details must have. An SSL encryption stops hackers from accessing your personal or financial information, ensuring your details are secure and safe.
Check out the reviews
While these tips can give you practical visual clues to look out for, reviews and personal accounts from other users are an excellent way of staying safe while shopping online. Websites like Trustpilot can be a useful resource when looking for further information about a website you haven’t used before – it’s a great place to read reviews and personal experiences concerning a huge variety of Internet retailers.
Find out more safely browsing online by reading our ‘what is internet safety‘ guide.